Stansted Business Finance

Finance Brokers

Stansted Business Finance

11 Longcroft, Stansted, Essex, CM24 8JD  (Show me directions)

07984 4...Mobile    Mobile   

01279 815856    01279 815856   

  Monday to Sunday: 09:00 to 17:30

Email   

Website    Website   

  Cash, Paypal

Profile

Finance

Bank Finance
Factoring (including Construction Industry and other specialist fields).
Invoice Discounting
HP
Leasing
Commercial Mortgages arranged on all types of properties
Stocking Finance
Letters of Credit
Foreign Exchange

Business Services

Business Plan writing Service
Company Secretarial Services
Financial and Other training
Interim financial management
Energy and telephony brokerage

Business Finance Solutions Based On Experience

John Richardson the founder and owner of Stansted Business Finance is an experienced, qualified, Commercial Banker who took early retirement from a High Street Lender some time ago.

He has had over 40 years experience of assessing and meeting the needs of Small and medium size businesses. His contacts within the Finance Industry enable him to match your unique requirements with a Lender willing to lend.

He has also had considerable experience in overseas trade and can help you minimise the risks you face each time you export or import goods from overseas.
Whatever your business, the management of finance is integral to the businesses success or failure.

There are many providers of finance and in you busy working day it is difficult to spend the time to find the right deal for your needs.

Often the Lender seems to be actively trying to thwart your projects, when in reality, they would really like to help you but they are constrained by edicts from above.
Sometimes it is simply a matter of presentation, or using a different route to achieve the same objective.

Using Stansted Business Finance you can be sure that we will find the right deal to meet your particular requirements. It isn't always about price, often the lender's terms and conditions are far more important than the interest rate charged. Whatever you needs we will try and obtain finance that suits your requirements.

This is where the team at Stansted Business Finance can help you. We are experienced, qualified Industry professionals with over 40 years experience in helping businesses such as yours get the right finance for their needs.

An Old Fashioned Bank Manager..............

At one time you could talk to a Bank manager about your business and the person you were talking to understood your business and was willing to help you achieve your goals.

Then a lender was principally concerned with doing what was right for you and your business rather than it's self? It wasn't interested in what product it could sell this week whether or not it was what you needed.

Would you like to be able to talk to such a person, and have that person either arrange the finance your business needs to achieve your goals or have that person as part of your team helping to grow your business?

If the answer to any of the above is yes then talk to me - in most cases when finance is arranged the lender pays a commission and therefore there is zero cost to you, if no commission is payable then a fee of around 1% is normally payable - agreed by you upfront.

Acting as a part time non exec Finance Director I can help you manage your business to achieve the goals you have set for yourself (and if you haven't set any goals to help you focus on what is really important to you).

Factoring and Invoice discounting

If your business has to pay wages, overheads and suppliers before you get paid then in jargon terms you have "Negative terms of trade". The more successful your business is the more cash you need to provide to cover your working capital needs. This is where Cash flow finance comes into play.

Traditionally you asked your bank to give you an overdraft, but this becomes more and more difficult with evermore stringent requests for security.
The simple solution is to "sell" your invoices to a Factor who pays upfront up to 80/90% of invoice value with the remainder being paid over when the invoice is paid.

some industries are not suitable for factoring, or you may only want to factor certain invoices, Stansted Business Finance can help you find the right solution for your business.

Employees

John Richardson

(Managing Director)

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